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Auto retailer says revenue hit $6.9 billion, up from $6.7 billion a year earlier.
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The company reported a profit before tax of $326 million for the quarter ending in December.
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Report shows those 60 days or more overdue reached 10-year high.
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Used-car retailer misses expectations in face of industry pressures.
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Soaring material and parts costs offset benefits gained from a plunging Japanese yen and production rebound.
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Carmaker has best quarter of year despite overall industry problems.
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Auto financing extended to subprime and deep-subprime car buyers fell 4.5% from a year ago, as the auto finance industry continued to squash fears of a forming subprime bubble. Newly originated loans made to prime car buyers jumped 2% to encompass nearly 60% of auto loans originated during the period.
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