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Auto loan originations rose over 6% year-over-year in the third quarter of 2025, but TransUnion predicts a slight decline in auto loan growth this year, making it an outlier in the company's overall lending forecast.
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Overall April conditions didn’t benefit the consumer, especially those presenting more risk.
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Rethinking auto financing for a new era of buyers
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Q1 stats show more than ever are opting for seven-year loans for new vehicles.
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Mixed February conditions still produce highest Cox index reading in more than two years.
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Central bank waiting to see what happens under Trump administration. Auto loan rates, meanwhile, are rising again.
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Percentage in negative equity grows, and average amount owed reaches a record in Q4.
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Greater credit access in November combines with falling delinquencies for more stable conditions.
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Q3 numbers show that the sector is moving toward normality.
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