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Jim Bass

Contributor

Articlesby Jim BassAugust 5, 2011

Ending the Cycle

Things are looking up for the below-prime segment, but our analyst warns that there still may be trouble ahead for the finance companies and dealers who serve that segment.

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Articlesby Jim BassAugust 31, 2010

Charting the Recovery

The magazine’s resident finance expert points out the good, the bad and the ugly about the recovery. He then offers his take on what lending sources are really saying these days.

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Articlesby Jim BassMarch 1, 2010

Primed for a Comeback

With the capital markets on the mend, special finance could be on the comeback trail, that’s if bank regulators and financial services reform don’t get in the way. Insider breaks down the market.

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Articlesby Jim BassSeptember 1, 2009

Hopeful Signs

The subprime and nonprime auto finance industry has definitely seen better days, but there are signs of a rebound on the horizon. Finance expert weighs in on the situation.

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Articlesby Jim BassSeptember 1, 2008

Rescuing Nonprime Finance

Triad Financial Corporation's fall from auto finance shocked the industry. Finance expert discusses the subprime lender's fate and what its loss means for the rest of the year.

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Articlesby Jim BassJuly 1, 2008

Correction in Full Swing

Loan-to-values ratios and maximum advances are noticeably lower, buy rates are up, and discounts on contract purchase are spreading across even the higher tiers. Finance expert breaks down the moves lenders are making to weather today's credit crunch.

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Articlesby Jim BassOctober 1, 2007

The Divide in Subprime

Delinquencies and defaults haven’t revealed any signs of trouble, yet automotive finance industry is dealing with the fallout from the subprime mortgage market. Finance expert gives his take on what’s really going on out there.

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Articlesby Jim BassJune 1, 2007

Is Nonprime About to Cave?

F&I contributor doesn’t think so, as he responds to recent reports linking what happened in the subprime home mortgage arena with current trends in the automotive lending sector.

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Articlesby Jim BassApril 1, 2007

Consolidation of Nonprime Finance Companies and the Affect on the Market

The market might seem smaller, but it isn’t. F&I contributor provides some insight on the current state of the market.

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Articlesby Jim BassDecember 1, 2006

Why Aren't There More Nonprime Finance Companies

The lack of nonprime finance companies is certainly causing headaches for some F&I managers. Word on the street is that’s about to change.

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